Bruce Nemovitz

Last month's article dealt with the question 'What have you heard most often from your friends and relatives who have made the move to senior housing?' The overwhelming answer (over 76% of those surveyed) stated they were happy that they had made the move. This is not surprising to anyone who works with senior housing. We hear more often that I wish I had made the move sooner!

This month's article deals with the four main reasons we procrastinate in making a decision to move to a better lifestyle. The first reason is that there are so many choices and options available to seniors when it comes to senior housing. This is a good thing! However, it can cause one to avoid starting the search for the right housing because it's hard to know where to start. It's like looking for a new car. One has to consider the size of the car, color, age, two door or four door, price and on and on. We shutter at the thought of purchasing that car because we might make the wrong decision! It is the same with housing.

The second reason we procrastinate is the fear of making the wrong decision. We know a move will better our lives, but how can we be sure that we will be happy and comfortable in the choice we've made. We want to be assured that we will enjoy our new surroundings. We don't want to make the mistake of moving twice.

The third reason we procrastinate is the overwhelming thought of downsizing after so many years in our homes. Many of us are save-aholics! We save and save and save for that rainy day that never comes. Now, what do we do with all of the 'treasures' that we have accumulated over the years?

The fourth reason we procrastinate is the issue of money. We want to know if our funds will last in our new home. We wonder if we can afford to make the move. We would like some kind of guarantee that our money will last and we'll live in comfort for the rest of our lives.

Here are six steps that you can take to help overcome the procrastination that you may be experiencing.

1. Gather as much information about the senior housing available as possible. You can start by obtaining publications devoted to listing all of the housing available in your area, as well as the descriptions of services, pricing, and locations for the many types of senior options available. 'Senior Resources' magazine is an excellent source of senior housing options. You can check the AARP website, as well as your local senior centers. These publications will also explain the definitions of the different options available.
   
2. Know your personal assets. A good start would be to obtain a market estimate on your current home so that you'll know the equity you possess. Call a real estate senior specialist who will offer a free market analysis of your home. Over 45% of seniors have their home as their greatest asset. Talk with a senior planner or financial consultant to determine the monthly outlay you can afford.
   
3. Tour the types of housing available. You can gain a great deal of knowledge by talking to the marketing directors at the many senior apartments, independent, and assisted care communities. They will offer their information at no cost, and be truly helpful in guiding you in your search for the right housing to match your needs.
   
4. Start the downsizing process! Even if you are not moving for 2-3 years or more, you can always benefit by reducing the size of your personal property kingdom. You can take a quick step by getting post-it pads. You can get different colors. Go one room at a time, and begin by placing slips on the items that you will probably want to give away or throw away. You can place a yellow slip in items that your son Bob may want. Place a 'B' on that slip to remember that Bob gets the award you received in 1954 for the longest throw of a hot dog at the company picnic! Orange slips can represent throw away items, and blue slips for donations.
   
5. Assess your future needs and BE REALISIC! Look at your health needs. If you can't walk stairs, a one level unit is necessary. Transportation may be important if you can't drive or if your doctors are needed on a regular basis. Look at your monthly income, so that you know what you can afford. Many of my clients are lonely in their homes and need socialization. A meal tastes much better when dining with a friend. Make a list of all of your needs and desires for a happy life
   
6. Match your needs and desires to the right situation for you. You've taken the time to research the options available. Now you can seek the right housing to match your health, monetary, and emotional needs.

By taking the time to take a serious look at your life, and gather the information available, you can be the path to a happy and full lifestyle in your new home. I have been blessed to be a part of so many lives that have been fully transformed by moving to a new home that matches and expands the lives and well being of my clients. I have letter after letter stating how happy they are since they no longer are burdened by the demands of maintaining there previous home. They are meeting new friends, and joining exercise groups. They are more mobile, and much happier than they ever thought possible. 'Know Thy Self' is the best advice I can give you. Good luck in your journey!

Next month's article will deal with the definitions of the many types of senior housing options available.

By Bruce Nemovitz, Certified Senior Real Estate Specialist, Certified Senior Advisor. Bruce and his team can be reached at 262-242-6177 or email at: Bruce@BrucesTeam.com